Healthcare Is Broken—We’re Fixing It.

For decades, traditional health insurance has operated on a model that prioritizes profits too much over people. Highly-inflationary premiums, heavy out-of-pocket costs and hard-to-understand pricing structures have left employers and employees trapped in a broken system.
 

At PAYROLL RESCUE, we believe there's a better way. Through our partnerships with our Pharmacy Benefit Manager and a unique, new Group Health Plan, we deliver the exact same coverage your team is used to —

same doctors, same hospitals, and even the same prescription drugs —

but at a significantly lower cost.
 

PAYROLL RESCUE uses a proprietary 3-step system designed to mirror your existing health plan, eliminate unnecessary costs, and shift your team into a model focused on efficiency and prevention.
 

Same Coverage. Less Cost. No Compromise.

Our unique new Group Health Plan isn’t a stripped-down plan with hidden gaps in coverage. It’s a revolutionary framework that duplicates your current coverage while saving your company and employees an average of:

·    20% reduction in monthly premiums, which averages about                                     $2,400 in savings per employee per year, plus an

·    80% reduction in employee out-of-pocket costs!

The best part? Your employees don’t have to change a thing.

 

Our 3-Step Proprietary Process.

We start with a comprehensive analysis of your current health plan. Using our "Mirror-Match" Technology, we replicate your exact network—including doctors, hospitals, prescriptions, and plan benefits—to ensure a seamless transition.

 

Next, we conduct a forensic-level review of your current plan's cost structure. Our "Cost-Cleanse" Audit uncovers hidden administrative fees, excessive markups, and outdated reimbursement practices. We strip out the bloat while preserving quality of care.  Savings Delivered: 20% average savings on monthly premiums. Up to 80% reduction in out-of-pocket expenses. $0 copays on most maintenance prescriptions. $0 maternity care costs from conception to delivery.

 

How are we able to do this?  We get that question all the time.  We achieve this through a dedicated PBM (Pharmacy Benefit Manager) partnership, optimized stop-loss insurance and a more streamlined model that ensures predictable costs, improved outcomes and greater employee satisfaction. 

 

Then we cap off our 3-step process by implementing our "Health-Forward" Optimization Plan: a Section 125 Pre-Tax Preventative Health Program designed to catch health concerns before they become costly health claims. This program enhances existing benefits without replacing them, with no net cost to the employer or employee, and with the option to lower your payroll taxes and increase your employees' net pay.  You'll learn more about this program on the next page titled,  "Workplace Wellness."

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Our savings solutions are flexible, HR-system friendly, and inject immediate cashflow to help your company reach its goals - whatever they are.  And employees are happy because they keep the same coverage (or in some cases even better), while paying less and keeping the same doctors and healthcare providers they're already used to.

 

Why It Matters.
Healthcare shouldn’t be so complicated, disruptive, or overpriced. PAYROLL RESCUE empowers employers to offer better coverage while reclaiming control over their budget. Your team gets what they’re used to — just smarter, faster, and more affordably.
 

Final Thought.
Better benefits.  Lower costs.  No compromises.  That’s PAYROLL RESCUE.