​Welcome to Patriot Preventive Care 

 

A Comprehensive, Award-Winning and fully compliant Preventive Health and Wellness Program for your employees and their families that delivers proven positive results and significant savings in many ways.

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The Patriot Program is similar to what an article in the January, 2021 issue of the CPA Journal calls a "WIMPER" - a Wellness and Integrated Medical Plan Expense Reimbursement - under the umbrella of a Section-125 Cafeteria Plan, which when properly structured allows the payroll tax savings to the company and the increase in net pay to the employees as incentives for participating in the program.

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These programs do not conflict with your group health insurance carrier nor your employee benefits broker in any way.  They are designed to supplement - or rather complement - any health and wellness programs you may already have - not replace them.

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A good preventive-care program is one of the most cost-effective ways to reduce healthcare spending and to help "tame" increasing premiums over time.  But what makes for a "good" preventive healthcare program these days? 

 

To be considered "Best-in-Class," a preventive-care program must be highly rated by top industry associations and be third-party-validated to deliver proven positive results.  Patriot Preventive Care is just such a program.

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Validated in the Reduction of Chronic Disease and Associated Cost.

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The Program's preventive-care service provider is none other than the highly-acclaimed US HealthCenter (USHC) of Thiensville, Wisconsin. Intel-GE Care Innovations™ Validation Institute has elevated USHC to a trusted member of their community. 

 

"USHC has achieved the highest standing in the healthcare industry, validated to adhere to the industry's highest standard in Population Health Management and Care Navigation," for many years running. 

 

The Validation Institute followed 23,000 USHC participants (out of over a million people using their services in the United States) over the course of

5 years and verified the following highly significant results:

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• A 25% reduction in Hospitalizations and ER-Events;

• 70% fewer employees in the High-Health-Risk Category;

• 45% fewer in the Serious-Health-Risk Category;

• And a resulting 38% increase of employees in the Low and Moderate-Health-Risk Categories, which is where you would prefer them to be.

 

The Result? A significant reduction in healthcare usage and spending over time.

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The Patriot Program - Seven Services in One:

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1) US HealthCenter's preventive health and wellness program is just one of seven services included in the Patriot Program.

 

2) The Program also includes the timely, convenient services of MyLiveDoc, with virtual primary and urgent care, $0-pay urgent-care prescriptions, virtual mental and behavioral health counseling, and more.

 

3) FEI Workforce Resilience - an AllOne Health Company - provides a full array of popular and well-tested Employee Assistance Programs (EAPs) to help your employees and their families in so many more ways.

 

4) A dozen more helpful employee assistance benefits from "Living 2.0," including an expanded prescription drug benefit. And AIG Insurance provides identity and home-title theft monitoring and fully-managed restoration services.

 

5) The program also includes the very effective full-service end-to-end workplace misconduct solution of a company called Work Shield, that our clients' HR Departments tend to love. 

 

Not only does it provide anonymous 3rd-party reporting, but also complete and timely professional investigations, fair and quick resolutions, and actionable data insights for your company (to help you better understand what's really going on between some of the people in your company). 

 

Their track record in eliminating or greatly reducing EEOC claims is excellent.

 

6) The program's legal compliance is backed up by the Firm of Professional License Legal Services (PLLS) of Texas, a group of highly experienced attorneys who specialize in serving employers who offer workplace wellness programs to their employees, with a generous legal audit defense policy.

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Furthermore, Hitesman Law, P.A. - widely regarded as an expert on ERISA and Health and Wellness Plans - reviewed the Patriot Program and issued an Executive Summary of its legal compliance, stating "The plan design, plan documentation, and operational activities have been reviewed for compliance with the applicable law described above:  ACA; Code Sections 105, 213(d), 125; Revenue Ruling 69-154; HIPAA Privacy and Security; and ERISA. A legal protection policy is available to the employer providing (1) up to $500,000 in legal protection to the employer for any federal regulatory actions arising from use of the plan, and (2) up to $10,000 for any employee who experiences federal regulatory oversight action regarding utilization of the Program."

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For more information on the Program's legal and tax compliance, we refer you to Questions 13 and 14 in our list of Frequently Asked Questions (FAQs) on the next page.

 

7) Then there is always the ongoing devoted service and support of Patriot Preventive Care, its 3rd-Party Administrator - Premier Pension Solutions - and that of the US HealthCenter, to ensure easy program set-up and ongoing use so it performs as intended - to improve the health of your people and to save your company money.

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Seven Savings Provided by the Patriot Program:

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1) No net out-of-pocket costs to either the Employer or the Employees (billing occurs after the tax savings have already been realized).  

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2) The Employer saves an average $650 per year per participating employee in net reduced payroll taxes as an incentive for offering the program, which starts in the first payroll period.

 

3) Participating Employees average $90 per month or $1100 per year in net increased take-home pay (to spend on anything they need or want) as an incentive for participating in the program, also right from the start.

 

4) Significant reductions in Health (and Work-Comp) Claims and Costs typically lead to eventual savings in premiums.

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5) Fewer sick days and less paid-time-off (PTO) lead to more employee productivity (and increased profit).

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6) The elimination of even only one litigated EEOC Claim could save an average of $160,000 in fines, settlements and legal fees.

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7) Clients typically see a pleasant increase in employee loyalty and retention and in the ability to recruit new people, and it also helps bolster the company's reputation as an even better place to work within its industry and the community.​